I've expressed on numerous occasions that the joint account that I had with my partner at BMO bank of Montreal, I'm no longer using, despite this, without approval or notification and on a payment less than 30 days late mastercard-b111870">BMO MasterCard has seen fit to go directly into this account and take $513 on multiple occasions. This has caused my relationship with my ex-partner beyond what is normal. Cruel and unusual tactics related to stealing money from people who are struggling during a pandemic and a huge life change. These practices need to be declared illegal. I've only had one payment that was exceptionally late, one. The rest have been no later than a month. I've kept up more recently and they did this again on a payment that was overdue by a few days. These predatory practices need to be punished. I ended up struggling to make rent and groceries because of how they treat people. How is this not illegal?