I never signed up for this "Rpt Myscore", however it appears twice on my latest bank statement - first time for $1.00, I presume to check to see if it would work, then for $24.95. I have no reason to sign up for them, I use a different credit reporting site which is free. I went to Wells Fargo and was told I had to go online and submit a dispute form. This is a ripoff, and I've never heard of them before.