I had a house quest who burgled my home. He wound up stealing about 8 thousand dollars worth of our property. Because he stayed here more than 30 days, about 6 extra weeks you dennies my claim. You and I both know those clauses are never explained when you activate your policy. The only thing everyone asks is are my things covered if I get toned. Lets be real. You know this is true. I have not worked in almost 1 year. My wife has not worked in 7 months because she was diagnosed with cancer. We counted Son you to have our back on this and you did not duel to a few days Hi me Ill Wewe User's recommendation: Avoid this company. It only cares about the mighty dollar.