There is something seriously wrong with aimloan.com. I was approved immediately with my high credit score, zero debt and good long-term income. (Any bank will approve me.) After paying for the appraisal, aimloan.com ordered the appraisal and that’s when the real circus began. The appraiser called from a rural county 50 miles away and asked a lot of questions that let us knew he was totally unfamiliar with our area. I wrote 7 back and forth emails and was given the run around. Leonela Serrata was downright rude. The president of aimloan.com, Vince Kasperick and was copied on all of my emails concerning my complaints. He never offered any help. Then I went to the Better Business Bureau online and read numerous complaints about Aimloan.com trying to run up the interest rates and fees, after the homes were given low appraisals that were appraised with inexperienced appraisers and poor comparative analysis. Aimloan.com blamed one homeowner for not supplying comparative homes to dispute the appraisal. This is strange since the homeowner has no access to real estate data, or sales data like an appraiser would. Did the homeowner pay aimloan.com to conduct their own home appraisal? (Bankrate.com just had an article about the looming lawsuits that are coming to the real estate market because of low cost, inexperienced appraisers and sloppy comparative analysis.) I have had 11 appraisals since 1977 and I have always appreciated my appraisers, which came from major lenders and banks with no problems whatsoever. (unlike the majority of our country, my area is very high growth and stable.) I know 4 local real estate agents and every one of them told me to run away from aimloan.com. I never, ever expected to choose my own appraiser. I simply requested that the Appraisal Management Company (AMC) choose from one of the thousands of appraisers in my own county or the county closest to me. I wanted an accurate appraisal. But they said no, which leads me to the conclusion that they had no intention of asking their appraisal mgmt. company to hire an appraiser in my county. They wanted to find an excuse to run up closing costs or raise my interest rate, so they deliberately chose an unqualified appraiser to mask that fact. Aimloan.com tries to hide behind compliance of federal law, and they tell the unsuspecting that they have no control over their Appraisal Mgmt. company’s decision to hire the appraiser. But if the Appraisal Mgmt. company was asked by aimloan.com to simply choose an appraiser in my county… one who knows my market… that is in full compliance… and they know it. Something rotten in Denmark….I think they are in bed together. It boils down to good old-fashioned bait and switch when it comes to their advertised rates and fees. They just found a clever and potentially undetectable way to cheat people. And if you read the 83 nightmare Bettter Bus. Bureau complaints, they never own up to doing anything wrong. They blame everybody else for their mistakes. I do intend to file a Better Bus. Bureau complaint after what they put us through and will put up a website warning other consumers to stay away from aimloan.com. I also intend to open up a case with the State of California Attorney General’s office and my state office. Stay away from aimloan.com. DANGER!!!