This company makes the first account of magazines very interesting, and they claim it'll help better your credit report and score. My credit report hasn't been effected at all by this company. The accounts they persuade you to set up are great, and the account is only half way paid off before they persuade you into another one. The only thing they say they can do when you complain that you need to cancel is that they can only defer the payments. I've never heard of a magazine plan for 5 years. Being in the military makes it hard to even cancel within the 3 days they give you because you could easily be training or just called out to do something that keeps you from receiving mail. This offer was good for awhile, but now I want out and I can't get out. HELP!