My daughter chose this card rather than Direct Deposit for a job she was working at. She didn't use it for a minute , they freeze it. Had her send a Copy of her drivers license and social security card. Three days later she calls (still frozen) and they say can't read the SS #. FYI it was giant and sent through Staples. Now they want an email with a picture of it. Done. Three days later and an hour on the phone still frozen. By the time a supervisor gets on the phone she verifies all is received in the back room????? Now it has to go to the compliance area. These people are scammers. No worries. Mom has enough money for a lawyer.