I asked for my credit report to be updated based on my car being paid due to a total loss. I was told I had to wait until the end of then month. I asked for a supervisor to explain my situation and was told that it wouldn’t help. I’m afraid to apply for financing because this loan is still on my credit report and my result in a very high apr. i’ll Be carless until the report is updated because even though I paid on time throughout the life of the Loan (3 1/2 years and 100% on my Payment history by the way) I couldn’t be helped by a couple of days.