My company was considering financing some equipment with this company. They requested and 1,100 fee to process the paperwork. We were assured that this was refundable if the transaction did not go thru. When we recived the final paperwork the terms were not as described and we elected not to complete the transaction. They then refused to refund the $1,100. We called several times with no response. we sent a registered letter that we know was received with no response. We attempted to contact the owner with no luck. They are require to register in our state to do business (Virginia) and they did not. In the end we received not financing and no refund. I would strongly avoid this company.