When I purchased my fabric lounge suit from Big Save furniture I was told this warranty would cover all accidental stains... what a load of lies. They are sneaky and put in the fine print we must contact within 5days of the stains appearing. They also don’t cover most things as it falls within normal ‘wear and tear’. I paid about $250 for this cover too, absolute waste of money. I will be letting Big Save know tomorrow as they promoted this crap warranty to me.