As the old saying goes Buyer Beware! Due to weather, covid and medical needs we had to pay for a new turbo and sensor on our Tiffin Phaeton and get on the road. For those reasons we could not wait 48 hours for the AGWS inspector to come out and say yes or no. The computer codes showed numerous codes for mechanical And electrical problems from the turbo. Since we didn't follow every protocol or hoops as many other reviewers call them AGWS has refused to pay the $5000. claim. There are reviews that show this company has done well for some policy holders. For me I wasted the huge premium for the policy and would have been much better off self insuring. So as I said BUYER BEWARE!