Poor service
In accordance with Section 8, Paragraphs 4.1 and 4.2 of the Consumer Protection Law, before lending to a consumer the conclusion of a contract or a substantial increase in the amount of the loan, the lender must assess the consumer's ability to repay the credit on the basis of sufficient information received from the consumer. And, if necessary, to the information from the databases established in accordance with the regulatory enactments for the processing of personal data on personal income and fulfillment of payment obligations, which have been obtained in the regulatory enactments regarding the protection of personal data. and access to databases in the specified order. If the refusal to grant a loan is based on information obtained from a database, The creditor shall immediately and free of charge inform the consumer of the results of the use of the database and provide information on the use of the database. At the same time, the lender must assess the ratio of the consumer's income to the cost of credit per month, and it must not exceed the CRPC guidelines and the creditor's internal within the specified limit. Read on to see that banknote .com does not comply with the rules.
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