Adam Bold's Mutual Fund Store is a network of franchisees who operate under the guise of calling themselves, "financial advisors". But in my mind a financial advisor should do a lot more than just press a couple buttons and print out a pie chart, fill out contracts and paperwork to transfer your account, and then press more buttons to sell your current holdings and buy the funds they recommend. Yes, these people have the required SEC designations, but ask them any other questions having to do with taxes, estate planning or anything else and they say they can't do it. All they can do is sell a mutual fund wrap account. Wonder what a wrap account is? Highlight, copy and paste this link in your browser and see for yourself if this doesn't just sound like it was written specifically about Adam Bold and his Mutual Fund Store. http://www.responsible-investing.net/news_jun09_wrapaccounts.html