Basically, they were able to tell me that my application is being processed. However, they did not express clearly on their website that the $500 security deposit that I paid did not mean I was approved. This has to be illegal. Asking me to pay a deposit before approving my credit. Also, they said, had I opted to pay later it would've been a $30 fee that is non-refundable. It appears people who have had unfortunate circumstances in life have to subject themselves to deceit and being used to rebuild credit. I hope this reaches people any creditors fir anot used User's recommendation: Be wary of creditors. Ask questions before you waste your time energy and money.