Money was sent to Wise and it seems to have disappeared. We have provided them with all of the information requested and they still cannot locate it. It would seem that if the money hit a holding account they should be able to locate it by using the information we have provided from the transaction screen in their on line system and move the funds to the correct location. Our bank is now tracing the money. User's recommendation: Have a few discussions with this company before starting up. Different information is causing problems.