I sent $200 to My Fiancee this morning. About half an hour later I decided to send Her $325 more. I had intended to use Western Union which I had used several times in past. She asked Me to use Remitly as it was much closer for Her to pick up. The first Transfer of $200 went right through. The Second I have had to cancel after waiting over half a day for them to decide if I was legitimate. Took money from Bank at once, but now tell Me I have to wait 10 days for a refund. Wanted to know what money was for, why I sent money twice,. Never had a problem with Western Union. Beware! Ba Bank instantly th User's recommendation: Go Directly To Western Union. Don't Fool with these Fools!!