they are the worse people to deal with it took almost 2 months to get a simple closing.. kept making you sign the same documents 2 or 3 times.. guess they got lost keep away from them. we were a nervous wreck the whole time..the closing got changes at least 3 times.. we got charged a lot of extra fees that we were not told about.. glad it is over but we WILL NEVER RECOMMEND OR USE THEM EVER..EVER..EVER AGAIN User's recommendation: ABSOLUTLEY NOT IN A MILLION YEARS.