Unbelievable very bad experience! From the 3rd of October 2020 until now the 10th of April 2021 the underwriter still working on the file, they are asking the same docs every week! And every week they change their mind, they scheduled the settlement date several times, they ordered three appraisals and make me pay for it with out any serious action. Honestly very bad experience I will decide behalf the underwriter and start applying with other financial company no more pressure no more wasting of the time and money for more appraisals User's recommendation: never ever don't waist your time and energy with unprofessional stuff.