WAIT WAIT WAIT WAIT and then WAIT WAIT WAIT! Please hurry up and stop costing me money on YOUR inability to get things done! This company is threatening to report a payment that they received a month ago to the credit reporting agency when they have yet to post it to my account! I simply wouldn't recommend. Each representative that you speak with here tells you something completely different from the last. I have called so much that I feel like I work there now. User's recommendation: Go with a different lender!