Marriott card was stolen or lost upon realizing this I contacted customer service. I spoke with a very pleasant young woman who got me into replacement card only six dollars. Then it was to me in the mail within seven business days.Activated card and set a pin. Card has worked marvelously. Although I do not Care for the $.95 fee when using a pin transaction or running it as credit either way. I am in hopes that in the near future this fee might be dropped completely or run$.40 $.50 but really shouldnt be charge for at all. User's recommendation: It has been a good experience myself here if you look forward to it too.