I purchased a car on 10/20/2020. You know how they keep you there and promise you this and that. Well I didn't have to put anything down at least that is what i was told. I didn't really get to pick out the car I wanted and the car they gave me had 6000 miles and now it reaps of cigs and I don't smoke. I also wrote to Kia finance. I was told that I didn't need a co-signer. My mother co-signed and they made her the primary on the loan and will not correct the spelling of her name. User's recommendation: If you want to just look do let them help you.