Its been over 8 months with sending the same paperwork over and over. They did four credit checks which everyone knows hurts your credit score because they kept letting everything expire. We finally had enough and told them to repay all money sent and shove everything else up there *** I am sure we will not see a penny of what we paid them that is why I think it is just a scam to get your commitment payment. User's recommendation: DO NOT USE THIS COMPANY. YOU WILL REGRET IT.