An unknown person or group of people stole my Visa card number and digligently tried to use it everywhere they could. They purchased a Duolingo subscription. Google refunded my money to an overdrawn bank account! Thank you Google. Google advised me to change my password and set up two step authentication. I'm very poor and don't own a computer, don't have an internet provider and don't have a second phone number. It's impossible for me to set up two step authentication. I would like to though. User's recommendation: All your info is online, Beware!