Hello, I've been trying for weeks to talk to a human being at your credit card company, it seems there are none. I'm getting emails stating my payment is late, but I'm signed up for auto pay. I know what the problem is but if I can't reach a human I can't fix it. The problem is simple. my old card for the bank account they were assessing was /is now expired. I was sent a new card, with a new expiration date and 3 digit number. But is impossible to speak to a human to remedy this. User's recommendation: Never, Ever, get a Rip Off *** Home Depot Credit Card.