To whom it may concern, Ford Credit has not been willing to accept a lump sum settlement on my 2008 Honda Fit. My loan was for $10,000, but I have probably paid $10,000 in interest alone. Legally, I have no options, but ethically, is there any limit to how much profit Ford Credit is willing to accept? I am a Veteran on non-service-related Disability. Can someone please help? I owe roughly $4,400 and am willing to make a lump sum payment of $2,800. My name is Chris Bernuth, chrisbernuth@***.com, 573 424 ****. Ford Credit account number 5254****