Original review updated by user May 16, 2021 I wanted information about how someone's credit report would be impacted if they became an authorized user on my account. I spoke with two people who didn't know and wouldn't try to find someone to help me. They said ask the credit bureaus. As a credit card company who reports to credit agencies and offers the option to add an authorized user, I expected them to provide that information. User's recommendation: Avoid if you have other options.