Let me tell you why. I have had a problem with two websites that turned out to be fraudulent now I reported to bluebird a month and a half ago they told me to take 45 days yet Paypal took care of it and said the Sites were scams they fix the error return my money to bluebird bluebird has yet and failed to return my money this is not acceptable I already have an American Express card plus a bluebird card in case of emergencies I am never going to use bluebird card again Im tired of the nonsense and then when I speak to them on the phone I dont understand what they say because of course the wild sauce to another country so dont do it dont get a bluebird card to stay away from it its garbage!!!! User's recommendation: Don’t get this card they give you a hard time when you buy something and you don’t get the merchandise they don’t wanna return your money have a nice day.