I do not have a good experience, with this company at all. They accessed my bank account, without permision, caused me to overdraft; they redraw my son tuition twice, and refused to pay the money back. Curently they failed to take the payment, and blocked the account; and charged me late fee, and put a pass due on it. It's being two years now since i'm having a hard time with them, i pray that someone read all these complaints, and investigate this company for bad services.