I wish that I had a better experience, but such is not the case. Long story, short: many unreturned phone calls, untrustworthy business practice, and inconsistent financial practice has led me to disregard Peters of Nashua until I know these concerns have been addressed and resolved. I had a long chase that lasted 5 months in order to receive a refund (while I paid interest). Hence the equivalent of 1 star. ps - My salesman was nice, but not worth a 5 month hassle.