My niece is in college & working 2 jobs so she wanted to finance an i phone through metro pcs my credit score @ the time was 695 so i got approved for a $1000 credit limit so i asked her if she was sure we went through with the paper work my niece put a down payment of $150 so later on that day my ex asked if she could do the same thing i said sure with my credit score they approved a $450 dollar limit so now they both had phones & both on my bank account which they were taking 4xs as much out of my account as well as my mom bc my lil brother did the same thing we went to metro pcsto figure out what in the *** was going on bc i started getting phone calls for my nieces i phone saying no payments when i know they were getting the money bc they were taking so much out of my account so metro pcs informed us that they were the supplier & service provider not the financer we had to call crest financial so i called & was informed that it was no possible way that i could have 2 phones on my account bc they dont do that type of thing but needless to say my niece phone ened up getting stolen out of her locker called & reported it stolen & bc it was an i phone & she had all of her tracking stuff on i thought they could help us get the phone back so that we could just send it back at a discounted price both metro pcs & crest financial told us to shove it & that we still owed the full $1000 even tho my niece made a down payment of $150 & 3 more of $150 i just want to settle this bc i had to close my bank account for over drafts fees & bc this is on my credit i cant get a loan or anything else dont do business with them its dirty & they over charge for everything & they sell just about anything