USE THE CARDS YOU BUY BEFORE 45 DAYS ARE UP!!! I did not do this, foolishly I forgot about the 45 days. Now 3 gift cards I purchased for Christmas for family members are no good. I am out over $130. The gift cards are invalid, no money value on them at all. I think that people are selling the cards to CardCash, then waiting until the 46th day and then using them so that we end up with nothing on our cards and no back up warranty from CardCash.