I received emails, saying the same things. That if I sign for this equipment, it will help me get better loan offers and every since then. They wont answer my phone calls, emails nothing they messsed up my bank account. I finally received the equipment, from univfunding contract with OXFORD SOLUTIONS, they don't answer always a fake voice recorded line. One customer service person, I am in on a class action! stopcablebill@***.com