Hi- I've used this service for years, first under the name CitiTravel and now Travelers Advantage. It is one of the only ways that I know of to get a 5% discount across the board for flights, car rentals and hotels. Their prices are competitive and you can use AAA and other discounts in combination. I've also used it for expensive vacation packages which saved me hundreds of dollars at a time. They definitely had more valuable offers in the past such as money back on restaurants and occasional coupons that provided a bigger rebate if you booked during a particular period and they don't seem to do that too much anymore. However, I find that it's still worth paying for this membership each month. I just wanted to share a counterbalancing point of view.