I've had nothing but problems with this company since I established a car load with them 2 years ago. The most recent, I have been trying to log into their payment portal for three days and kept getting error messages. I also tried to make a payment using the electronic phone system and kept getting the message "you are not set up for electronic payments". I finally reached someone today, and after 20 minutes on the phone they corrected the web portal problem. While on the phone I also made a payment, but this put me 31 days past due. I asked them to please not report the late payment to the credit and they told me "there are other ways to make a payment". WTF? Really? Again this is NOT the first issue I've had with these crooks, but they are always looking for a way to screw their customers.