If you have multiple promos and you want to be sure to pay off the most recent one about to mature, you will need to call them and have them specifically allocate your payment to that promo. There are also different types of promos that you should educate yourself on. It can be confusing, but not if you take the time to educate yourself on what you are financing. We have been using Care Credit for a long time now and use it mostly on our dogs. But it also came in handy when we needed to help out my parents in a pinch. We have made it a point to get our promos paid off in time. It has been easy to manage, since the statement lays everything out for you as to what it due in full by when. Never had a problem with them and appreciate their services.