ADAM, When someone calls The Mutual Fund Store show with ADAM BOLD he has no good argument in defense of ETS's. ETF's are for intelligent people not the kind of brain dead college educated clients MFS clients are. Of course an IDIOT can blow themselves up with ETF's. They can also do it with mutual funds. If my financial planner needs GPS to get to Krogers, he's fired... If he can't give an historical performance record for all the asset models in his group, he's fired. If he cares less about my money than i do, he's fired. I like Walt Kazunchuck of MFS SF Bay Area but he cares less about my money than his own. He doesn't recomment ETF's even to people it might be appropriate for since it would brake the IDIOT Adams rules. I left MFS in 2007 and have made more money shorting and playing long at the right times than i ever did at MFS. MFS is mainly for financially brain dead people who may even be college educated professors. Thats part of the problem. TOO much school makes too many people too stupid. That's Adams advantage which he profits on to the hilt. I'm not trying to build a shuttle to the moon, i just want to trade. The word investing is the biggest slap in the face lie perpetrated on a civilised world. The stock market is a casino and as soon as people realise it the better. Only good thing about this casino is i get to see the other guys cards which gives me a great advantage as long as i don't let guys like ADAM BOLD play for me. ADAM couldgive a flip when it's not his money. So glad i left WALT and MFS when i did...Now i'm finally making money. Since MAY1st to AUG1st 2010 i've made 50, 000 dollars of my $800, 000 total. I'm positive that beats the crap out of MFS. Especially since MFS won't even publish any historical track records. If i can do that in a BEAR market i'll have no problem when the bulls come out. Just the fact you had to say i did not get your goat on the radio saturday proves i DID...hahhaahh. If you can't even publish historical porfolio records as many honest planners do, To HELL with you.