I signed up for a free credit reort thru free credit report.com. I used their services for a few months and cancelled My bank account info was given to adaptive marketing who began withdrawing money from my account without authorization or providing a service of any kind. My bank gave me three number for different companies taking money from my account and they all ended up being adaptive marketing calling itself by different names. All three sub-companies were charging me for the same service, credit reports. None were supplying these reports. When i called to stop these charges, i was told that i agreed to sign up for these services in the terms and conditions of service for the credit report i did order, but, i was never contacted by these companies with any kind of access to the reports i was paying for without my knowledge.