Simply put this company charged my checking account $39.95 for a supposedly free credit score. I'm not having this crap. I closed my checking account and re-opened at another bank. This [censored] is a scam and the last $39.95 they get from me!! I did not authorize these idiots to charge my account $39.95, especially for 6 damn months!! They are not the first company to do this to people. They are sneaky hustlers when all people want is a free credit score. Let people know up front what the deal is instead of being low-down, dirty scoundrels charging fees that have not been authorized by the customers!!