Tried to use my card today only to find out my account had been closed because of so called credit report information. I have never been late on any payments to this card and have in fact most times paid off the balance before it was due. Awhile back they lowered my limit and then had the gall to send me letters asking me to transfer balances from higher interest cards even though they had the highest rate of any of my cards. No help from customer service even talking to supervisors.