Everything reviewers said is right on. Exactly what happened to us. We lost $16,000. Had conversations with Bob Johnston, President of company. When I called asking for him I was put on hold, not for Bob but so they could pull up my info. B-U-T I did use my real name for that very reason. There is no Bob Johnston. They are a *** bag rip-off. After you sign with Top Shelf, Position Gurus called with more promises of course more money involved. We have been burned very badly with additional companies. They pass your file around once they know you are an easy mark. BEWARE AND DO NOT AGREE TO ANYTHING! They come across so creamy smooth but underneath are poison darts.