The EJ rep I dealt with wanted every dime that I had to invest, even talked to me about liquidating my assets to he could invest the money. Wanted names and phone numbers of my other family members so he could pitch his 'services' to them. I pulled some of my funds out and invested them elsewhere. Then he called me up one day and told me to pull out the last remaining fund because he said he "couldn't make enough money off it." Even days before this his branch administrator had contacted me still requesting names and phone numbers of people I knew, claiming it to add "trusted contacts" to my account, which was b.s. because they already had a couple of names of my family members. This is how MLMs operate, trying to network and pump information out of people. This is not being a financial adviser, it's being greedy. Huge conflict of interest with this business. I am not going to give the name of the adviser here and the above review reflects my feelings and opinions about my experience with this business.