I went back to my bank and let them know the 1st phone number they had for Glamour Gold was invalid. My bank did more research and found a good phone number. Once I got ahold of Glamour Gold billing department, they did give me a 30% discount that I agreed to. Thank you for this forum. It’s been most helpful. I do apologize for my late response, letting you know my issue has been resolved. I do want to state that I believe this is a good product that is over priced and I do not agree with their sales tactics. Thank you again for your help