I was in severe debt and was behind on my property taxes. If it was not for this program I would have been homeless. This is a much needed program in these hard times. I cant see why anyone would have anything bad to say about this organization. They were quick and efficient. Provided that you have your paperwork right you are golden. Be sure to turn the paperwork within the given time period and answer questions completely and honestly. This program would like me to write a hundred words but I don't have any thing else to say. Other than great job Step Forward Michigan.