After they repo'd the car....they auctioned it off and that should be the end of it. Well, this was in 2001- it all of a sudden popped up on my credit report 07-07. I was trying to get a harley and this info pulled up. I am not happy!!! They let another company purchase the debt and so it looks like a brand new loan on my credit report and its not. The old one should have rolled off already. I do not recommend this company to anyone and if anyone has any recommendations for me- please post them -thankyou