I have a complaint about Bankers Life canceling me after they told me I would be reinstated if I sent a certain amount of money which I did right away. They then sent me a check back and said they chose not to continue to cover me and their decision was final. In the meantime bills are starting to come in from services I had in August and September because they were declined by Bankers Life. Can they refuse to cover me after I send the money they asked for to reinstate me???