I received yesterday my credit card statement on a Chase account that I had recd for no interest 36 months. I paid faithfully each month via electronic payments and thought the account was paid in full in Dec 2008. To my utter shock and surprise I received a notice saying that they had charged by account a 672. fee for not paying off the balance of $28.00, which did not appear in my calculations. All of this taking place while I am still in the promotional period, the full balance isn't due until April 2009. Do not use this Bank for anything. They have placed this under investigation. I am reporting this practice to the appropriate authorities. This is just another outrage of our lending institutions, as consumers we must stand up against this madness.