After my ongoing horrendous experience with this company trying to withdraw my own funds, i see so many others have had very sinilar experiences. I can hardly beleive a company with such a poor reputation continues to stay in business. It seems a lot of their "customers" are from employer sponsored plans. I also got sadddled with this company when my employer chose them. I have had different providers over the years, and this is the worst. Sure,eveything is fine until you want access to the money you have invested. This company makes it as difficult amd expensive as possible.