We like MANY other small businesses, were new at taking on credit card payments. The merchant services company teamed up with MBF to provide us with a credit card reader in 2012. We paid from 68 to 71 dollars per month, a total of 6,000 dollars over the years not realizing we were in the scam. Two years ago we returned the item yet MBF continued to debit our account. Wells Fargo could not put a stop-payment on this, so we closed the checking account and they began sending paper statements. This week, I got a Demand Letter sent to me personally (I am the CEO) at my HOME address. That is beyond the pale. We will be filing a Compliant with the BBB, State and County district attorneys shortly. These people are a classic example of white-collar fraud. The owner and MBF has been sued several times.