I completely didn't understand why the entrance was so high, Me knowing my credit was not the best .I had a friend co-sign for me after singing all papers I noticed that it said twice the amount of the sticker price.I asked why was it that high ? She explained because of my low credit and also the add on of warranty.Me and my co-signer agreed to the terms under knowing that I had five days to return the vehicle I made up my mind not to keep it after five days .When I returned to the dealership I was out of time .