I don’t recommend anyone to address this bank and take loans from them. Rather, as long as you regularly pay the loan body and interest, no one bothers you. But as soon as you are overdue in payments by at least 1 day, they start calling you and demanding repayment of the debt. And the employees of this bank don’t care that you can be at work, attend a meeting, communicate with your boss. They still call several times and try to achieve their goal. Honestly, in order to remind me of the loan, it is enough to send an SMS or an e-mail message. So, if you are sure that you will not have any delays on the loan, you can cooperate with this bank (they have acceptable credit conditions), otherwise you will not be allowed to live and work in peace.