I got the card and only 3 days after i called the number to have it activated i tried using it and it was declined. I went online and it said i already owed them $100 in annual fees and late fees because it had a due date that was the exact same day I activated the card. They have no online support and I tried calling the 800 number a dozen times and it never worked. Now they want me to pay them hundreds of dollars for credit card I have never gotten to use once.